Blog
Charitable Giving: What to Do Before You Donate
Making a charitable gift can be a fulfilling experience, but before you donate, it’s wise to do a little research. Taking the time to learn about a charity can help you determine whether the nonprofit organization is legitimate...
Read MoreAnswering Your Questions About the Fitch Downgrade
On August 1, Fitch Ratings—one of the top three international credit rating agencies—downgraded its credit rating for the U.S. government from AAA to AA+, and although this may seem like bad news for U.S. markets, this...
Read MoreUnderstanding Yield Curves
Yield curves have been mentioned many times over the years in financial news as an important economic indicator. Here is a helpful and informative article from PGIM Investments explaining the topic.
Read MoreWhat You Need to Know About SECURE 2.0
On December 29, 2022, President Biden signed into law the Consolidated Appropriations Act, 2023, an omnibus spending bill that includes the SECURE 2.0 measure (a.k.a. the Securing a Strong Retirement Act 2.0). SECURE 2.0 is intended to...
Read MoreRecession!! Or Recession??
Is there a straightforward definition of recession? Unfortunately, when you leave it to a group of economists you’re going to find some differences of opinion. For instance, one common definition of a recession is two...
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I Bonds - What to Know
Over the last few months a few of my clients have asked about I Bonds. While this has only been a small number of clients, I know these have gotten some attention in the media and I thought there may be others who are curious and...
Read MoreDon’t Just Do Something, Sit There
The current market volatility, and the decisions we all can make in times like this, brought this statement to my mind: Don’t just do something, sit there.
Read MoreTo Buy or Not to Buy . . . When Do You Need Life Insurance?
Whether you need life insurance depends partly on your stage of life. Here’s a look at how your phase of life affects your life insurance needs
Read MoreUnderstanding Roth 401(k) Contributions
Roth 401(k) plans are great savings opportunities for many people. The following questions and answers will help you decide if Roth 401(k) contributions are right for you.
Read MoreNet Unrealized Appreciation (NUA)
You may be eligible to take advantage of a tax deferral strategy called Net Unrealized Appreciation (NUA).
Read MoreWant to Retire Sooner? What’s Behind Each Door?
Choosing to retire is a big decision and there are often a number of different ways to craft it. Retiring sooner can mean deciding what is important to you and adjusting accordingly.
Read MoreCharitable Giving and Tax Relief: An Overlooked Solution
Donor-advised funds can provide the perfect solution to generate tax savings while also accomplishing philanthropic goals.
Read MoreThe Tax Control Triangle
Does it matter where you access money for a specific goal? The answer is YES! Introducing the tax control triangle. Learn more now.
Read MorePlan, Intention and Balance --- The Trifecta in Physical and Financial Well-Being
Does the work you are doing around your financial goals involve plan, intention and balance? These are three crucial themes for financial planning. Read more on a recent interaction with a client with this trifecta in mind.
Read More5 Steps to Lower High Stock Concentration
While it can be hugely beneficial to have company stock, if you are not careful, you may build up a significant concentration. And a concentration of one stock can cause increased risk. So, what to do? Find out here.
Read MorePlanning a Trip in 2021?
Many signs point to a rebound for travel in 2021. And since we have all had plenty of time to dream, what are the top destinations on your travel list?
Read More6 Ways to Stay Financially Fit in the New Year
While many people make a new year’s resolution to get physically fit, this is also a great time to look at becoming more financially fit. If your financial health is not where you want it to be, consider these six tips to improve your...
Read MoreWhat Good Things Have Come from 2020?
2020 has certainly been a difficult year for many people around the world. Millions have been sickened by the COVID-19 virus, laid off from work and are feeling financially strained. But as hard as it has been, there are still some...
Read MoreGiving Season Has Arrived! Here's 5 Ways to Maximize Your Year-End Giving Strategy
Wondering if you’re best prepared for the upcoming giving season? Before you know it, the holidays will be here and in order to minimize stress and maximize your gifting abilities, it’s important to keep in mind a few...
Read MoreAm I Going to Be Okay? The Anxiety & Excitement of Transition
The combination of excitement and anxiety is very common during a time of transition. So are the butterflies we all feel. Learn how a holistic plan has helped others during these times in my latest article.
Read MoreShirts and Financial Plans: The Hidden Steps That May Surprise You
One size does not fit “most.” Those shirts you see at Nordstrom take many steps to show up on the shelf. So does a tailored financial plan. Uncover the hidden steps that go into creating both in my latest article.
Read MoreThree Buckets Investment Philosophy
The topic of investment philosophy surfaces with every client in our initial meetings and is revisited throughout the relationship. My investment philosophy centers on a number of factors such as risk tolerance, investment mix and...
Read MoreBecoming a Financial Steward: 3 Elements for a Healthy Foundation
April is National Financial Literacy month, and as a financial planner, I look for opportunities to teach the next generation basic financial skills. One of the concepts that I share with the students is one that I cover with all of our...
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